Introduction
Here are some key Mobiloan features...
Multiplatform compatible (Windows, MacOS, Android and iOS devices)
Multiple backup solutions including OODB and mySQL replication
Multi-Level Access Credentials for Security
Adaptable to Various Business Structures
Fully Configurable Loan Products
Access to Online Lending Portal
Customizable Agent Commission Rules
Fully integrated Loan Origination System
FIC and KYC Compliance in terms of prevailing legislation
SMS and Voice Calls initiated via the App
Full Client Ledgers and Transactions with multiple views
Auto receipting on payroll lending remittances and Allps promissories
Standard and Custom Reports
Daily and Monthly Submissions to SACRRA
Database storage
Mobiloan data is stored in the cloud more specifically, all data is stored in an object orientated database (OODB) on our cloud servers.
The benefit of our data being stored in the cloud is that Mobiloan can be used on multiple devices simultaneously from multiple locations from anywhere in the world provided, of course, you have an internet connection.
Application updates
Mobiloan’s central code repository is also stored in the cloud.
Updates are pushed by developers into the Mobiloan container. This means that users do not need to continuously download separate application updates or manage the application update process.
As soon as an enhancement or improvement has been deployed to production, users of the Mobiloan system are prompted in the application to perform the update.
This also means that our users are able to make requests for changes in line with their existing business models. Developers are then able to rapidly make the changes and deploy the same to the clients instance with little to no business interruption on the clients side.
Collections management
Mobiloan’s collections module allows users and business owners to track failed collections, collections that are past due as well as future dated cash collections.
Collection tickets are created automatically on loan payout when the selected repayment method is cash or when a debit order presentment fails.
The above ensures that businesses are actively informed and are able to track potentially bad debts and empowers them to be proactive, taking action before it is potentially too late.
Client transactional detail
More than simply being able to track when a client is at risk of going bad, Mobiloan also gives you the ability to monitor a clients transaction and payments history via the transactions module.
From within the transactions module you can access the clients individual ledger account, issue client statements as well as provide clients with settlement letters. You can also capture manual payments, process journals between client loans as well as modify or recreate debit order instructions.
Managing your clients have never been easier!
Comprehensive reporting
The Mobiloan reporting suite comprises a range of over 100 standard reports together with access to a custom report builder where you are able to choose the fields, groupings and filters for your own unique report.
Our standard reports give you, the business owner insights not only into the financial aspects of your business but also the operational side thereby giving you the tools you need to manage your business.